Simple pricing
One plan. Everything included.
No surprises. CFO-level intelligence for your business at a fraction of what a human CFO costs. Add industry-specific integrations as you need them.
Base plan
per business · 7-day free trial · cancel anytime
Need FieldPulse or SMRT? See add-ons below
What you get
Ask FREM
AI CFO: ask anything about your finances in plain English, get answers from your real numbers
Cash Flow Health Score
0-100 score with A-F grade and a FREM insight for every weak signal
Scenario Planning
Model any what-if decision against your 13-week cash flow before you commit
Aging & Cash Flow Forecast
A/R Aging, A/P Aging, and 13-week projected cash position week by week
Operations Console: Dental + Medical
Clinical KPIs, procedure mix, and industry-specific FREM insights
Operations Console: Services + Jobs
Job costing, team assignments, and field service profitability tracking
Executive Reports
Board-ready P&L, cash flow, and expense reports generated automatically
QuickBooks, Stripe, Shopify, Square, PayPal
All major accounting and payment platforms included in the base plan
What this replaces
Fractional CFO
$3,000–$10,000/moLimited hours, monthly meetings, no 24/7 access
Monthly spreadsheet ritual
4–8 hours/moManual P&L reconciliation, pivot tables, copy-paste errors
Gut-feel business decisions
One bad call = months of damageScenario Planning shows projected cash impact before you hire, buy, or expand
Industry-specific software stacks
$300–$800/moSeparate tools for job costing, clinical KPIs, or route profitability -- all built in
Bookkeeper for insights
$500–$1,500/moRecords transactions but rarely answers why cash is down
Generic BI dashboards
$200–$800/moPowerful but require setup, training, and an analyst to interpret
Flying blind on cash flow
Priceless (in a bad way)The 13-week forecast and Health Score tell you exactly where you stand, every week
CentsOf.AI does not replace your accountant or bookkeeper for tax filing. It replaces the guesswork between their visits.
Industry Add-ons
Already on the base plan? Add a deep integration for your specific industry: billed separately, cancel independently.
FieldPulse Add-on
For field service contractors using FieldPulse FSM.
- FieldPulse job + customer data sync
- Job profitability tracking
- Invoice aging visibility
- FREM answers field service questions
SMRT Add-on
For dry cleaning operators using SMRT Systems CRM.
- SMRT production and revenue sync
- Route and location profitability
- Supply cost vs production trends
- FREM answers dry cleaning questions
The average fractional CFO costs $3,000–$10,000/month. CentsOf.AI gives you the same financial clarity for $100. See the comparison →
Frequently asked questions
What integrations are included in the base plan?
QuickBooks Online, Stripe, Shopify, Square, PayPal, and SupplyIQ are all included in the $100/month base plan. FieldPulse and SMRT are available as paid add-ons.
How do add-ons work?
Add-ons are billed separately on top of the base plan. Add FieldPulse for $25/month or SMRT for $25/month. You can add or cancel them independently at any time.
Can I cancel anytime?
Yes. Cancel any time from your account settings: no lock-in, no cancellation fees, no questions asked.
Is my financial data secure?
All data is encrypted in transit and at rest using AES-256 encryption. We use row-level security and role-based access controls, and we never sell your data.
What if I have multiple businesses?
Each business needs its own account. Reach out to support@centsof.ai and we can work out an arrangement.
What is FREM?
FREM stands for Financial Reasoning Engine Messenger. It learns your business profile during onboarding and generates weekly insights specific to your industry, revenue model, and goals, not generic advice.
How does CentsOf.AI compare to a fractional CFO?
A fractional CFO typically costs $3,000–$10,000/month and works limited hours. CentsOf.AI gives you the same financial clarity, available 24/7, updated daily, for $100/month.
Ready to meet your AI CFO?
Setup takes under 5 minutes. Your first 7 days are completely free.
Start 7-day free trial →