Free Tools
Financial Calculators for Small Business
Free tools built for small business owners. No signup required — just enter your numbers and get instant answers.
Burn Rate Calculator
Calculate how fast your business is spending cash and how long your reserves will last at the current rate.
Cash Runway Calculator
Find out exactly how many months of runway you have before you need more revenue or funding.
ROI Calculator
Calculate the return on investment for any business expense, marketing spend, or equipment purchase.
Break-Even Calculator
Find the exact revenue point where your business covers all costs and starts generating real profit.
Financial Health Quiz
Answer 8 quick questions and get a personalized score of your business financial health with specific recommendations.
Want answers from your actual data?
These calculators use estimates. FREM uses your real numbers.
Connect QuickBooks, Square, or Stripe and ask FREM anything — burn rate, runway, margin, cash flow — all calculated from your live business data.
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